Medicare You Can Trust with Agents You Can Trust In Your Area

Social Security Planning and Medicare You Can Trust

Choose Trusted Advisors in your area who will educate and guide you in choosing the plan that best fits your needs. NO FACELESS AND NAMELESS AGENTS IN A TELEMARKETING ROOM.

Meet Your Agents

Meet the NBFS team below. Choose who you would like to speak with by filing out the form and choosing the name that corresponds with the agent of your choice. They will call you within 24 or fewer hours and provide you with their personal contact information. If you have questions, you can call your personal agent without playing voicemail musical chairs.

Everett Foney

States: AL, AZ, FL, GA, IL, IN, LA, MI, MS, MO, NC, NV, OH, PA, SC, TN, TX, VA, WI

Everett Foney is President & CEO of NBFS: RetiredandHealthy. Currently serving over ten thousand clients throughout the United States, our team has over 100 years of combined experience in Life Insurance, Medicare, Supplemental Products, and Retirement Planning. NBFS was founded to advocate and provide additional resources for the Senior Market.

Everett started his insurance career in 2004 and has over 17 years of experience working with Medicare beneficiaries in 18 states. As a former field engineer and naval contractor, Everett is constantly looking for creative ways to serve our community and client partners.

Eddie Velez

States: CO, FL, GA, IL, LA, MD, MI, MO, OK, SC, TN, TX, VA, WV

Eddie Velez is a former combat-veteran, infantry Marine and currently the Chaplain of the Marine Corps League in St Petersburg, Florida, helping veterans of all services. He is also a fiduciary insurance agent specializing in Medicare.

Eddie is also a Registered Social Security Analyst (RSSA), and is able to help people not only understand Social Security, but can show them their taxation risk in retirement and how to maximize benefits.

While he helps all people on Medicare, whether 65 or older, on disability, or Medicaid with special needs, he specializes in veterans, the disabled and low-income individuals.

Eddie also helps with life, hospital indemnity, final expense and dental insurance. He also speaks Spanish.

Traci Lane

States: AZ, CO, FL, GA, IL, IN, MI, MO, MS, NC, SC, TX

I have immersed myself in the insurance sector since 2007, cultivating expertise in Property & Casualty, Fixed and Variable Annuities, specializing in Life, Final Expense, Medicare Supplements, and Medicare Advantage Plans.

I prioritize unparalleled customer service, treating each member like family. My thriving business is a testament to my genuine care and commitment.

Traci is also a Registered Social Security Analyst (RSSA), and is able to help people not only understand Social Security, but can show them their taxation risk in retirement and how to maximize benefits.

MeChelle Reid

States: AZ, CO, FL, GA, IL, IN, MI, MO, MS, NC, SC, TX

MeChell A. Reid is a seasoned Independent Financial Professional with over 19 years of expertise in securing retirement for clients. Specializing in utilizing life and assets, she has successfully guided numerous individuals toward their financial goals, focusing on wealth accumulation, preservation, and distribution strategies. Notably, she prides herself on a track record of safeguarding her clients’ funds from market losses.

She offers tailored solutions to suit each client’s unique needs with a comprehensive understanding of Rolling-Over Tax-Qualified and Non-Qualified products such as IRA, TSP, 401k, 403B, and Deferred Compensation plans.

MeChelle is also a Registered Social Security Analyst (RSSA), and is able to help people not only understand Social Security, but can show them their taxation risk in retirement and how to maximize benefits.

Angelica Galvan

States: AL, AZ, FL, GA, IL, IN, LA, MI, MS, MO, NC, NV, OH, PA, SC, TN, TX, VA, WI

Angelica Galvan started her career in 2007 as a health insurance consultant. She truly enjoys serving Medicare beneficiaries to find the right health insurance coverage based on their needs and preferences. She assists clients in understanding the benefits, costs, and features of different plans in the market. Being able to represent various carriers gives Angelica the freedom to work side by side with Medicare recipients to complete their coverage. She also needs to educate her community and those around her to find the right health plan and other resources to benefit her clients. Angelica is bilingual (Spanish).

Joe Gray

States: GA, IL, IN, LA, MA, MI, NC, SC, TN, TX, VA, WI

Joe Gray founded Graysway Inc, in April 2017 and serves as President & CEO of the Chicago and North Carolina Offices. He offers a variety of insurance products: Medicare, Life, Dental, Renters and more. Joe is licensed in Multiple states and partners with over 50 Insurance agents under his mentorship for success. He is a member of the Thomasville Chamber of Commerce, The Colonial Village HOA, The Thomasville Tourism Committee, and a National Syndicated Radio Personality for WDRB Media as the host of the Community Benefits Radio Show.

Lekeeta Charley

States: GA, IL, IN, MI, OH, ND, SC, TX, WI

Ms. Charley is Chairman and CEO of L. Charley Enterprises, LLC and Exclusive Senior Solutions, LLC. In 2023, she received the blue diamond award for being one of Chicago’s top insurance agents through Global Premier Benefits. and was awarded the Presidential Lifetime Achievement Award from President Joe Biden for her services throughout 27-years. Lekeeta serves as an Insurance Advisor for seniors on Medicare, Life and Long-Term Care Insurance, and Retirement Solutions. Ms. Charley currently holds a Bachelor of Arts degree in English, Master’s degree in public administration, AHIP Certification for Medicare, Lean Six Sigma Green Belt, Scrum Master and ITIL.

Michelle A. Beckford

States: AL, FL, GA, IA, IL, MI, MO, MS, TN, TX

Michelle initially established her business in 2005. In 2013 she embarked on the beginning stages of the Affordable Care Act aka Obamacare. It is here where she was forced to realize which group it was negatively impacting solely based on confusion alone. Michelle instantly realized where her heart, dedication and loyalty lie and that was clearly with the Senior market of Medicare Beneficiaries. Ten years later, she still continues to grow her extensive expertise in engaging Medicare Beneficiaries on the benefits they’re entitled to, as she has seen time and time again that the best decisions come from her clients being EDUCATED.

How can we help you?

By submitting this form you will be contacted by a licensed insurance agent.

We can help you whether you are on any of the following: